We offer debt and equity finance to the missing middle of women entrepreneurs, whose financial needs exceed the limits of microfinance, but who cannot raise collateral for bank funding, afford the high interest rates, or cannot absorb the larger funding limits imposed by some institutions.
The Women’s DNA Fund provides patient capital in the form of debt and equity in intermediate amounts of $30,000 to $1million accompanied by capacity building to women entrepreneurs.
Debt will be provided at an affordable rate and on terms that allow the business to grow. Lending terms will be assessed on a case by case basis depending on the circumstances of each business. In addition to finance, services on offer include non-financial business development support and training, mentorship, value chain integration and links to market.In-depth capacity building is a key component of our product offering by adding value to customers and their businesses and differentiate Women’s DNA from other funds. A lack of information about business and financial management skills coupled with a lack of proper systems have been linked to non-repayment of loans.
We educate our customers and help them to develop structures to operate their businesses efficiently, thereby creating mutual benefit through better businesses and higher repayment rates.
The Women’s DNA Fund works with women entrepreneurs in the following sectors:
- Arts and crafts
- Manufacture of natural body care
- Food processing